Personal finance, finally calm

Change your relationship with money.

See where every dollar goes, track your subscriptions, get smart spending insights, and save money — without feeling like you're missing out.

Free for 7 days · No card required · Cancel anytime
A
Good morning, Alex
Everything's on track today
This month
Net worth
{{ worthStr }}
4.2%
FebMarAprMayJunJul
Net savings this month
{{ savingsMonthStr }}
Subscriptions
7 active
$94.96
/mo
N S G A
+3 more
You saved $240 more than last week
Connect any bank · Trusted by first-time budgeters
11,000+
banks & institutions
$4.2M
saved by members
4.9★
App Store rating
256-bit
bank-grade encryption
Everything, in one place

The clarity of a spreadsheet, without the work.

Hatching connects every account, does the math for you, and gently nudges you toward your goals.

All accounts in one place

Every bank, card and savings account together. One login, total visibility — no more juggling 5 apps.

Effortless budgeting

Enter income and a savings goal — we do the math and track spent vs. remaining in real time.

Budget together

Invite your partner and split shared expenses fairly — full transparency, no awkward math.

AI money assistant

Just ask. In plain English.

No statements to analyze, no charts to decode. Ask a question, get a straight answer about your actual money.

Hatching Assistant
● online
Tap a question below to see the assistant in action.
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That's the demo — the real assistant answers anything about your money. 💜
Weekly nudges

A little reflection, every week.

Beautiful, story-like insight cards tuned to your habits — the good news and the gentle nudges. No guilt, just progress.

📖
Swipeable stories — charts and takeaways, not a wall of numbers.
🎯
Personalized — tuned to your goals, spending and profile.
👊
Encouraging — every card ends with "Let's make next week even better."
WEEK OF JUN 30
🌟
You crushed it this week
You saved $240 more than last week — your best week this month.
Saved this week
+$610
SPENDING SPOTLIGHT
Coffee added up
$86 on coffee this month. Three fewer runs a week saves ~$600/yr.
HEADS UP
🔁
2 sleepy subscriptions
You haven't used Hulu or Audible in 60+ days — that's $25/mo.
Cancel both → save $300/yr
YOUR GOAL
🎯
78% to your goal
$4,680 of your $6,000 emergency fund. You'll get there by September.
Let's make next week even better 👊
The dashboard

A home screen that actually makes sense.

"Hey Alex!" — then everything that matters, at a glance. Net savings, net worth, cash flow, top categories and upcoming bills. Know if you're on track in seconds, not spreadsheets.

Cash flow
+$1,240
Upcoming bills
$820
Net worth
Live
$48,250
4.2%
Top categories
🛒
Groceries$420
🍽️
Dining out$280
🚗
Transport$150
You're on track
$340 under budget
UPCOMING BILL
Rent · in 4 days
$1,800
Monthly subscriptions
8 active · 2 unused
$132
per month
Entertainment $53
Fitness $29
Cloud $16
Music $12
Due in the next 7 days
$49.93
N
NEXT · IN 3 DAYS
Netflix
$22.99
💤
Audible — unused 60d
Cancel to save $180/yr
Subscription tracking

Never get surprised by a charge again.

Hatching finds every recurring charge automatically — Netflix, the gym, that trial you forgot. See what's due next, mark as paid, skip, or cancel the ones draining you.

🎬
Netflix
Due in 3 days
$22.99
🎧
Spotify
Paid · renews Jul 18
$11.99
😴
Audible Unused 60d
Cancel to save $180/yr
$14.95

Up and running in 3 minutes.

1

Connect your accounts

Securely link every bank and card in seconds through Plaid. Your logins are never stored.

2

See the full picture

We organize your spending, calculate your budget, and surface your subscriptions instantly.

3

Hit your goals

Weekly nudges and your AI assistant keep you on track — and celebrate every win.

Loved by first-time budgeters

People are finally in control.

★★★★★

"I found $60/month in subscriptions I forgot about in the first ten minutes."

M
Maya R.
Student
★★★★★

"The only money notification I actually look forward to. Zero guilt, all progress."

J
Jordan & Sam
Partner budgeting
★★★★★

"Asking 'how much did I spend eating out?' and getting a real answer changed everything."

D
Devin K.
Freelancer

Start free. No card to try.

One simple plan. Everything included. Cancel anytime.

Hatching Premium
$8/month
Free for your first week
✓ Unlimited accounts & institutions
✓ AI Money Assistant
✓ Weekly personalized nudges
✓ Subscription tracking & alerts
✓ Partner budgeting
✓ Face ID & bank-grade security

Student offer

30% off

Building good money habits early pays off the most. Verify your student status and get every feature for less.

$8 → just $5.60/mo
Private & secure

Your money data stays yours.

We use the same bank-grade connections that power Venmo, Robinhood and Wealthsimple. We never see or store your bank passwords, and everything is encrypted end to end.

Powered by Plaid
Read-only bank connections
Face ID & passcode
Locked on every open
256-bit encryption
Data encrypted at rest
We never sell data
Your finances, period
FAQ

Questions, answered.

Everything you need to know before your free week.

Is Hatching free?

Hatching is free for 7 days with no card required, and you can cancel anytime. After the trial, Hatching Premium keeps every feature unlocked.

How does Hatching keep my financial data secure?

Bank connections are powered by Plaid, the same technology trusted by major finance apps. Hatching is not a bank and never sells your data — your money data stays yours.

How long does it take to set up?

About 3 minutes. Create an account, securely connect your bank through Plaid, and Hatching organizes your spending and subscriptions automatically.

What can Hatching do?

Hatching shows where every dollar goes, automatically tracks subscriptions and recurring charges, alerts you before upcoming charges, gives smart weekly spending insights, and includes an assistant you can just ask about your money.

Does Hatching work on iPhone and Android?

Yes. Hatching is available on iOS and Android, with a web experience too.

Can I cancel anytime?

Yes. There is no lock-in — you can cancel anytime during or after your free week.

Start hatching a better money life.

Free for a week. No card required. Cancel anytime — but you probably won't want to.

Available on iOS & Android